Tag: SME
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SME Rating Dilemma
Small and medium-sized companies have difficulties communicating their creditworthiness credibly. Recognized credit rating agencies concentrate their services on companies that go through a committee-based rating process. The legal framework in Europe offers no alternative to this. Only those who meet all the requirements of the EU regulation on credit rating agencies can be recognized as…
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Rating Repair of a German Hotel Consulting Company’s Credit Report
How does rating repair work in practice? The following is an example. A full rating repair needs even more than shown here, but this real example of a real company gives a first impression of what it’s all about. Rating repair differs considerably between different size classes of companies, type of organization, legal form, industry,…
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Basel III: Impact of the New Banking Supervision Law on SMEs
Oliver Everling and Rainer Langen (publisher): Basel III: Effects of the New Banking Supervision Law on the Mittelstand, Bank-Verlag GmbH, 1st Edition Cologne 2013, 199 pages, Art. 22486-1300, ISBN 978-3-86556-354-5. The book is aimed in particular at the corporate clients of banks who, as with Basel II, are now asking about the consequences of Basel…
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Financial Communication: Opportunities Through Credit Mediation
Frank Armbruster, Oliver Everling and Rainer Langen (publisher): Financial Communication: Opportunities through Credit Mediation, Bank-Verlag Medien GmbH, http://www.bank-verlag-medien.de/, Cologne 2011, Art. 22,474-1100, ISBN 978-3-86556-262-3. At the end of 2009, the Federal Government of Germany decided to commission a credit intermediary with the implementation of the credit intermediation procedure. Since then, a number of different private-sector…
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Buy, Rent and Lease in the Rating
Christoph J. Börner, Oliver Everling and Robert Soethe (publisher): Buy, Rent and Lease in the Rating: Assessing the Financing Paths of Long-lived Assets Reliably, Betriebswirtschaftlicher Verlag Dr. Th. Gabler, Wiesbaden, http://www.gabler-verlag.de, hardcover, 1st edition 2008, 305 pages, ISBN 978-3-8349-0543-7. Businesses depend on the use of long-lived assets in their business activities. In addition to the…
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Rating Software
Werner Gleißner, and Oliver Everling (publisher): Rating Software. Which Products Are Used by Whom ?, Verlag Franz Vahlen, http://www.vahlen.de, Munich 2007, 448 pages, ISBN 978-3-8006-3248-0. For many medium-sized companies, the question of improving their own rating results is currently being raised, even if they want to compete for debt capital in the future after the…
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Financial Rating
Ann-Kristin Achleitner, Oliver Everling and Karl A. Niggemann (Publisher): Financial Rating: Design Options for Improving the Creditworthiness, Betriebswirtschaftlicher Verlag Th. Gabler, Wiesbaden, 1. edition January 2007, http://www.gabler-verlag.de, hardcover, 275 pages, ISBN 978-3-8349-0245-0. Within the scope of corporate financing, there is a need for each company to document its own balance sheet credit rating. Especially lenders…
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Succession Rating
Ann-Kristin Achleitner, Oliver Everling and Stefan Klemm (publisher): Successor Rating: Rating as an Opportunity for Company Succession: Rating as an Instrument of Medium-sized Company Succession, Betriebswirtschaftlicher Verlag Th. Gabler, Wiesbaden 1st edition January 2006, http://www.gabler-verlag.de, hardcover, 366 pages, ISBN 3-409-14327-0. The topics “medium-sized business succession” and “rating” are closely interwoven. At the latest when the…
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Start-up Rating
Ann-Kristin Achleitner and Oliver Everling (Publisher): Start-up Rating: Rating of Young Companies (German Edition), Betriebswirtschaftlicher Verlag Th. Gabler, Wiesbaden 1st edition August 2004, http://www.gabler-verlag.de, hardcover, 516 pages, ISBN 3-409-12572-8. The classification of the future opportunities of a start-up project by rating – presentation of the business fields, products and services, the prognosis of the incomes…
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Rating Practice Manual
Ann-Kristin Achleitner and Oliver Everling (Publisher): Rating Practice Manual: Answers to the Challenge Basel II, Betriebswirtschaftlicher Verlag Th. Gabler, Wiesbaden 1st edition May 2004, http://www.gabler-verlag.de, hardcover, 952 pages, ISBN 3-409-12523-X. How is the rating market organized? What is the best possible preparation for a rating? How can you use and improve ratings? Renowned experts point…
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Rating – Opportunity for SMEs According to Basel II
Oliver Everling (Publisher): Rating – Opportunity for SMEs according to Basel II. Concepts for Credit Assessment, Key to Financing, Betriebswirtschaftlicher Verlag Th. Gabler, Wiesbaden 1st edition December 2001, http://www.gabler-verlag.de, hardcover, 700 pages, ISBN 3-409-11812-8. As recently as the 1980s, ratings in the German-speaking world were regarded as a peculiarity of the US capital markets. At…