Category: Bureaus
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How to Run a Credit Reporting Agency in China
The People’s Bank of China issued a Draft for comments on “Measures for the Administration of Credit Investigation Services“. It is intended to regulate the credit investigation business and related activities, and promote the healthy development of the credit investigation industry. This is formulated in accordance with the “Civil Code of the People’s Republic of […]
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A Case of Rating Repair for a Small Publicly Traded Company
A small publicly listed company is a company whose shares are bought and sold on a particular stock market even though turnover or total assets are small in comparison to other listed companies. Every big story starts small. Therefore, among small companies there are often also stock corporations with exceptionally high potential for a good […]
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More than 300 Raters Worldwide
There is a simple definition of the word “rater”: “one that rates”. A rater is specifically a person who estimates or determines a rating. Not every rater is a rating agency. In a number of countries, only legal persons can be recognized as rating agencies. In most countries, individuals are free to express their opinion […]
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Rating Repair of a German Hotel Consulting Company’s Credit Report
How does rating repair work in practice? The following is an example. A full rating repair needs even more than shown here, but this real example of a real company gives a first impression of what it’s all about. Rating repair differs considerably between different size classes of companies, type of organization, legal form, industry, […]
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First Quality Check On A Credit Reporting Agency: Creditsafe
This article is about the credit reporting agency Creditsafe, the performance of the company and a concrete example of what a credit report from Creditsafe looks like in practice. Details of the offer are examined and discussed in detail. We carry out a fact check based on the official data from the Federal Gazette of […]
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Solvency Index
A solvency index is the central pillar of a commercial report and other information formats for evaluating a business’s solvency. Its accurate forecasts of the probability of default (PD) provide for quick and direct assessment of a customer’s solvency – and consequently also the customer’s credit worthiness. The solvency index calculation techniques vary and are […]
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