Oliver Everling (editor): Social Credit Rating, Wiesbaden 2020, Springer Gabler Verlag, eBook ISBN 978-3-658-29653-7, Softcover ISBN 978-3-658-29652-0.
Social credit ratings are the result of social credit systems. These include online rating or scoring systems which are making use of a variety of databases, using, for example, the creditworthiness, criminal record and social behavior of individuals or organizations, such as businesses or non-governmental organizations, to classify their reputation.
The German driver fitness register of the German Federal Motor Vehicle Office, which scores and stores points of misappropriation, driving bans or criminal offenses for everyone, is just as well-known and recognized as the SCHUFA credit rating, the Creditreform index, the FICO score or credit ratings from rating agencies. Similar systems such as seller ratings in online shops, likes, and certificates of all kinds are common in Germany as well as in many other countries and worldwide in social media
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The establishment of a state-owned social credit system, adopted by the Chinese State Council, has taken such ratings and scorings to a new dimension through unique links that were only made possible by new information and communication technologies. This initiative calls for rethinking the interaction of the systems.
This book gives a deep insight into the used data, procedures, methods and models as well as discusses importance, benefits, functions and application areas of Social Credit Ratings. The book addresses the key players, authors of both practice and science.
Social Credit Rating: Reputation und Vertrauen beurteilen
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All pioneers of digital change have one thing in common: to bring digital competence into all areas of work and life. Digitization brings with it a number of risks, the best known of which are attacks by hackers, misuse of data, sabotage of processes or theft of identities. New problems demand new answers. As the book “Social Credit Rating” shows, an answer comes from China that is unparalleled in the West. The social credit system is seen as a factor in China getting the pandemic under control faster than other states. In addition, the system is said to have made quantum leaps in improving the security situation in China. Therefore, the book helps on the one hand to understand the state of development of the social credit system in China and the point of view of the Chinese authors. On the other hand, the dangers emanating from a power-oriented use of the system are clearly recognized. The western democracies, for which the handling of many security issues seem to be slipping away, are challenged to find their own answers with new technological possibilities of surveillance and control. In this sense, the book is about shaping our digital future and considers the trailblazers for our digital change. It is therefore to the credit of the authors of this book that they have shown the reader perspectives on this.